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Saturday, August 1, 2009

It's time to party!


Today is an occasion for celebration! I made it!
When I told my employer that I planned to retire this summer, he moved my retirement date up to April 17th--yes he can do that legally; I checked with an attorney.
My plan had been to work until I became eligible for Medicare, so I would have no gap in health insurance coverage. When I was forcecd to retire early, I was left with no health insurance from April 17th until my Medicare eligibility date, or pay $550 monthly for coverage through COBRA, which is an extended health benefit through an employer.
Since I was already losing several weeks salary that I had planned on, paying for Cobra just wasn't a very practical option financially. I decided to chance it and go naked--that is sans health insurance. My husband was very concerned, and with reason; if I had any major health issue, we would have to foot the whole bill. But that was a risk I was willing to take.
Well, today is the day. I am officially old! You become Medicare-eligible on the first day of the month in which you turn 65. My birthday is August 20th--yes, I'm a true Leo--and today is August 1st. I can now get sick, have a stroke, break a bone, or whatever, and I have health insurance. (I enrolled in a medicare advantage plan back in July, but it did not go into effect until today.)
Not that I have any bone-breaking, stroke-suffering plans, but it sure is a relief to have coverage! Is it 5:00 yet? I think I deserve a drink!

8 comments:

Entrepreneur Chick said...

"Well, today is the day. I am officially old!"
Uh, I don't think you'd ever be "officially old" and also, it's always five o'clock somewhere, you have that drink. How 'bout a vodka tonic, extra limes?

Robin said...

WooHoo! Congratulations and Happy Birthday!

:-D

Eva Gallant said...

Well, my birthday isn't until the twentieth, but medicare kicks in today. and as far as the drink goes, I have a couple of Smirnoff Ice in the fridge!

Thanks for the birthday wishes! I'll hold them until the 20th!

Jen said...

Well, I don't think I know anyone who wrote about celebrating 'cause their medicare kicked in!!! If you do have that drink, have one for me...since I didn't celebrate when I turned 65!!

Joanna Jenkins said...

Congratulations on staying healthy and for earning your well-deserved Medicare card!

As for your employer who cut you off early after you were kind enough to give them notice of your retirement--- Grrrrrrrrr. That's just bad karma!

Nanny Goats In Panties said...

What a relief to know that you're free to trip over the sidewalk or jump off a bridge, knowing full well that you'll be covered. HAHA!! Sorry, that was a terrible thing to say...but YOU started it! :)

Stopping by from SITS!

- Margaret

Nikella said...

Oh my, you must be so relieved! And go...have that drink! :)

Meeko Fabulous said...

Congratulations are indeed in order! :) So . . . Congrats!