I was a sales rep for Humana, the company that's leaving Maine, before I retired so I have some working knowledge of the field. There are many options out there, and it can be quite a task to wade through all the ads and brochures we seniors get bombarded with every fall. After all the browsing, and then meeting with a broker who represents several different companies and their plans, I finally made a decision.
I selected an HMO (Hospital Maintenance Organization) plan which includes coverage for my gym membership. I am cautiously optimistic about my choice. It does include lower co-payments for doctors visits, plus some dental and optical coverage.
The trade-off for the lower costs is that you must go to doctors and hospitals on their list. My doctor and hospital are on their list-- I'm good to go there. I say I'm cautiously optimistic, because HMO's in general have had bad press in the past. Rumors abound about what is covered and what isn't, so I can only wait until January when the new plan kicks in to find out the truth.
I do hope I've made the right choice!